Compare Our Fees to WorldPay's Fees Here!
Merchant Fees from as little as:
| |
UK & Europe |
Canada & US |
Rest of the world |
| Setup fee |
£49 / €49 |
US$99 / CAN$99 |
US$199 |
| Monthly fee |
£19 / €19 |
US$39 / CAN$39 |
US$50 |
| Card processing fee |
1.99% |
2.49% |
2.99% |
| Fraud management fee |
20p / 40c per transaction |
40c per transaction |
40c per transaction |
We (unlike most Banks and PSPs) also understand that different
Merchants have different needs. We’ll help you avoid
“cookie cutter” solutions where you are forced
to adjust to the mould created by people in ivory towers!
Whether you are a general internet or mail-order Merchant
or you belong to the high-risk sector (Adult, gambling, Travel,
Airlines, terminated by a previous Processor and others),
we are here for you.
Our Commitments to You:
- Honest, timely correspondence regarding the issues that
concern YOU.
- neutrality and independence.
- If you ask us to find a suitable processing solution for
you we will locate one within 24 hours and you will have
a 99% probability of being accepted.
Please use our site to improve your understanding of Customer-not-present
payment processing and remember that if you decide you need
a Processor with the same approach as us that we will be happy
to recommend a suitable one to you at no cost.
The Merchant Accounts we open are guaranteed* to:
- Reduce your Merchant Service Charge (MSC)/ Discount Rate
- Enable you to be paid faster
- Eradicate any up-front Security your current Credit Card Processor may require
- Reduce or eradicate any rolling reserve your current Credit Card Processor may require
- Provide Chargeback Reduction / Chargeback Prevention Assistance
If you are wondering whether we can deliver...We can guarantee* acceptance even if you fall within one of the following groups:
- a new business looking for a ”start-up friendly” Credit Card Bank or processor for a Merchant Account, or;
- a Merchant with high Chargeback rates
- a previously terminated Merchant (on MATCH, TMF, NMAS, VMAS etc)
- a Merchant selling ”high risk” products/services
If you would like us to open a merchant account for you please go to the Merchant Application Form page. This is where you can begin the journey towards a more open, secure and personalised processing relationship designed around YOU.
*Credit Card Processing will almost always be via a ”household name” Bank/Credit Card Processor.
About our Merchant Accounts
Let us help you to accept payment from your customers...We are able to open all types of Merchant Accounts. If you require one of the following (or any other) type of Merchant Account to Accept Credit Cards or Accept Debit Cards then apply today!
Merchants selling Adult products and/or services need a different kind of Merchant Account. Both Visa and Mastercard require registration of Adult Merchants. ”Adult” and ”Dating” Merchants are subject to additional ”High Risk Registration Fees” from Visa ($500 per year) and MasterCard ($1000 per year). Perpetual Payments provide Merchant Services that provide Adult related service providers the chance to maintain their own merchant accounts. We will provide a Merchant Account solution that fits your needs and work with a number of banks that specialise in Adult Credit Card Processing. Our approval rate is 99%.
Perpetual Payments’ European Merchant Accounts offer competitive terms even compared to US domestic Credit Card Processing. European merchant accounts also provide services and facilities on a global scale unlike the US merchant accounts. Credit card processing can be expensive but with a cheap European merchant account you gain an extra benefit over the other e-commerce businesses. With a reliable European merchant account you will be able to get fraud protection that will help you minimize the impact of possible fraud on your online business.
We can offer European Merchant Accounts / International Merchant Accounts to:
- Alderney Merchants
- Andorra Merchants
- Austria Merchants
- Belgium Merchants
- Brecqhou (Brechou) (UK Channel Islands) Merchants
- Canada Merchants
- Croatia Merchants
- Cyprus Merchants
- Czech Republic Merchants
- Denmark Merchants
- Estonia Merchants
- Finland Merchants
- France Merchants
- Germany Merchants
- Gibraltar Merchants
- Greece Merchants
- Guernsey Merchants
- Herm (UK Channel Islands) Merchants
- Hungary Merchants
- Iceland Merchants
- Ireland Merchants
- Isle of Man Merchants
- Israel Merchants
- Italy Merchants
- Jersey Merchants
- Jethou (UK Channel Islands) Merchants
- Latvia Merchants
- Liechtenstein Merchants
- Lihou (UK Channel Islands) Merchants
- Lithuania Merchants
- Luxembourg Merchants
- Malta Merchants
- Monaco Merchants
- Netherlands Merchants
- Norway Merchants
- Poland Merchants
- Portugal Merchants
- San Marino Merchants
- Sark (UK Channel Islands) Merchants
- Slovakia Merchants
- Slovenia Merchants
- Spain Merchants
- Sweden Merchants
- Switzerland Merchants
- Turkey Merchants
- UK Merchants
- United States Merchants
- Vatican City Merchants
Any ecommerce merchant knows that being able to accept and process credit card payments in multicurrency and on an international basis is a huge plus in today’s digital world of ecommerce, where everyone is struggling to in an international market to sell their products and services. It is no secret that ecommerce is quite impossible without an international credit card processor and an International Merchant Account. Perpetual Payments provide quality International Merchant Accounts and International credit card processing services for any ecommerce merchant in the world. Our bank partners are well-known for their low costs and flexible processing terms, especially for new business starters.
Gaming Merchant Accounts & Gambling Merchant Accounts for online casinos, sportsbooks, Bingo and Poker businesses can be obtained through us.
We can offer:
- Casino Gaming Merchant Accounts
- Sports Book Gaming Merchant Accounts
- Poker Gaming Merchant Accounts
- Bingo Merchant Account
- Lottery Merchant Account
If you are processing more than $/Euro 200,000 per month we can offer attractive high risk/high volume offers Merchant Account pricing.
Your customers would be able to see your company’s name on their statement.
Gaming Merchants / Gambling Merchants suffer from ”prohibition” by many Credit Card Acquiring Banks. We at Perpetual Payments Gaming Merchant Services can help. Many of the Banks we work with can accept Gaming businesses, and have so much experience in this market that they now have a special ”Gaming Merchant Account” enabling you to be up an running quickly...and they won’t shut down your account just as your business is taking off!
Certain merchant types are considered ”high risk” by most credit card processing banks. The following are just some examples:
- Rental Merchants
- Buying Clubs / Shopping Clubs / Wholesale Clubs
- Cellular / Mobile Phones & Beepers Merchants
- Coin Merchants
- Computer Stores
- Dating Merchants
- Downloading of Software
- Escort Advertising Services / Massage Parlours
- Hair Restoration Services
- High Volume / High Ticket Merchants
- Home / Apartment Operated Business
- Horoscope / Fortune Tellers
- Infomercial Merchants
- Insurance Merchants
- Jewelry Merchants / Jewellery Merchants
- Multi-level Marketing / MLM Merchants
- Outbound Telemarketing / Inbound Telemarketing / Phone Solicitation Merchants
- Vitamin Sellers / Herbal Merchants
- Seminars, Educational
- Sports Forecasting / Consulting
- Telecommunications Equipment Sales
- Advertising
- Travel Merchants
- Used Car Sales
- Weight Loss Centres / Muscle gain
Perpetual Payments can help all of the above High Risk Merchants to get a low cost merchant account.
So you want to sell over the internet? One of the most important factors of your e-business strategy is the company or product you choose to help you to sell over the web. With Perpetual Payments you an Accept credit and debit card payments directly through your website with a full internet merchant account with a free Virtual Terminal.
Internet merchant accounts enable you to accept credit cards online for ecommerce transactions. Perpetual Payments provide internet merchant accounts for online merchants looking for a credit card merchant account facility with international merchant bank, with merchant account credit card processing functionality. A single Perpetual Payments account provides the features of an online merchant account and payment gateway rolled into one. A Perpetual Payments ecommerce merchant account enables you to trade online simply and affordably.
Do you need a telephone order or mail order merchant account (MOTO Merchant Account)? Phone and mail order processing can be handled easily, inexpensively and securely through our FREE virtual terminal. Perpetual Payments provide an easy and powerful credit card processing solution for merchants to transact secure, real time credit card sales. Our virtual terminal eliminates the need for you to purchase expensive software that quickly becomes outdated, resulting in more money spent in upgrades. Our Virtual Terminal allows you to keep all transaction information secure using 128 bit encryption. All you need is a computer and a connection to the internet.
Offshore ecommerce banks tend to provide a better service for certain businesses, especially for high risk businesses and outside the US ecommerce businesses. 70% of our bank partners are situated in Europe. Europe is a strong and secure economic centre in the world. Our bank partners are trusted by millions! The choice of our offshore banks is vast. Each bank has its own rates, terms, initial conditions, and guidelines. Our professional staff will help you and advise you to get the best international offshore merchant account for your business, depending on your volume and chargeback rates
Getting accepted for an offshore merchant account is comparatively easier than getting accepted for a domestic merchant account. The only difference between the working of an offshore merchant account and the domestic merchant account is mainly the bank location that serves them both. The bank that serves the normal merchant account generally resides in the same country, while the bank that offers an offshore merchant account resides in a different country.
Since ecommerce businesses are becoming more and more competitive, the major advantage is that there is no hassle involved in opening an offshore merchant account; you get better service and there are almost no deposit requirements. Other major advantages of an offshore merchant account are:
- Easy Access – With modern technology the world has become a much smaller place. The business owners are no longer limited to doing business with just one company or in a single country.
- Economical Advantages – No longer bound to select a bank in one country, the business becomes capable of finding the best deal anywhere in the world.
- Offshore Credit Card Processing – It enables the business to accept payments in multiple currencies.
- Reduction in Taxes – the offshore merchant account by Perpetual Payments offers significantly reduced rates of taxation.
Although some offshore banks and credit card processors charge a slightly higher processing fee, with the increase in competition daily this trend is now changing. Business owners everywhere now prefer offshore merchant accounts over domestic merchant accounts for the many advantages available.
Perpetual Payments Internet credit card processing for the airline industry (eticketing) has developed an Airline Merchant Account as a result of the requirement for airline eTicketing. You will be particularly pleased with the ease of linking, depth of industry knowledge and technical support offered by Perpetual Payments and their partner banks/credit card processors’ Merchant Accounts.
As a business in the travel industry you know how hard it is to get a merchant account. High chargeback potential / future delivery makes it very difficult to accept credit cards due to long term booking. However, we will work with you to attain the lowest pricing plan for your travel related business.
The cheapest UK Merchant Account available! We will provide a The UK Merchant Account tailored to your needs. Compare our prices to the rest! If you find cheaper, let us know and we will match or better your current pricing! It’s easy to start taking card payments with our help - we’ve kept fees to a minimum, no up-front deposits, no minimum monthly volumes and no additional bank processing fees.
Process online credit card orders in US Dollars. Get a low rate US merchant account with no setup fees, and great rates we help Merchants like you to establish Internet Merchant Accounts to securely accept credit cards both from Websites and telesales. We offer a FREE Virtual Terminal for key entered Mail Order/Phone Order sales. Extremely Competitive and Guaranteed Pricing!
Canadian merchant accounts for Internet, retail, and mail/telephone order businesses wishing to accept credit cards. Low one-time setup fee, competitive processing fees and monthly fee, no monthly minimum, no extra currency fees, and no processing caps.
Apply for a Merchant Account today and we will open the most suitable and cheapest Merchant Account for you as a matter of urgency so that you may Process Credit Cards and/or Process Debit Cards. All of the Merchant Accounts we open come with an Internet Terminal / Virtual Terminal and re-billing / recurring billing / repeat billing at NO ADDITIONAL COST. All of our Card Merchant Accounts accept all major credit cards (subject to the location of the merchant) including Visa, MasterCard, Maestro, Visa Debit, Solo etc
We can also support MasterCard SecureCode and Verified by Visa as well as Address verification Service ( AVS ) and CVV. Our Processing banks are all secure and fully PCI compliant. They also have state-of-the-art fraud reduction systems / anti-fraud systems.
Even if you are in one of the following categories (requiring one of the following):
- TMF merchant / MATCH Merchant / NMAS Merchant
- Bad credit merchant
- Previously terminated merchant
We have a ”Terminated Merchant Account” and can help you!
